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Make Insurability a Home Buying Factor

When house hunting in Colorado, it is important to know that certain areas are more at risk for extreme weather, such as hail storms and wildfires, than others. This factor affects not only your family's health and safety but also your home's insurability, which can impact your ability to attain home financing.

Home-buying can be confusing, but there are ways to stay on the path to home ownership.

  • Tip # 1: Research the risk factors in the neighborhood and home that you are interested in buying

  • Tip # 2: Contact your insurance provider to ensure the home is insurable before negotiating your contract.

  • Tip # 3: Plan for higher deductibles than in past years

  • Tip # 4: Ensure your insurance will cover the costs of replacing major ticket items in your home.

As always, seek the guidance of a licensed and trustworthy realtor to help you guide you through the home-buying journey. If you have any questions about selling or buying a vacation home or any home, don’t hesitate to contact Chadwick V.R. Williams at Denver Real Estate Professionals. Let’s talk about your future!

Chadwick V. R. Williams,  SRES, CRS, GRI, SRS, Luxury Certified

REALTOR® - Life Goal Advocate


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